Memphis Car Accident Lawyer

If you or a loved one has been injured in a car accident in Memphis, you need experienced legal representation to protect your rights. At Tennessee Accident Law, we specialize in helping accident victims secure the compensation they deserve. Whether you’re dealing with medical expenses, lost wages, or pain and suffering, our Memphis car accident lawyer team is here to fight for you. Complete the free case evaluation form or call us now at 615-212-9866 to discuss your case.

Why You Need a Memphis Car Accident Lawyer

Car accidents can be overwhelming. From dealing with insurance companies to navigating complex legal procedures, it’s easy to feel lost. A Memphis car accident lawyer ensures that your case is handled properly, maximizing your chances of receiving full compensation.

Common Causes of Car Accidents in Memphis

Understanding the common causes of car accidents in Memphis can help victims build a strong case. Some of the most frequent causes include:

• Distracted Driving – Texting, talking on the phone, or using GPS while driving is one of the leading causes of accidents.
• Drunk Driving – Alcohol impairs judgment and reaction time, increasing the likelihood of serious collisions.
• Speeding – Exceeding the speed limit reduces reaction time and increases the severity of crashes.
• Reckless Driving – Aggressive maneuvers, such as tailgating and improper lane changes, contribute to many accidents.
• Poor Road Conditions – Potholes, lack of proper signage, and weather conditions can lead to crashes.
• Defective Auto Parts – Malfunctioning brakes, airbags, and tires can cause unexpected accidents.

If you’ve been injured due to any of these factors, Tennessee Accident Law is ready to help you pursue justice.

Steps to Take After a Car Accident in Memphis

Taking the right steps after a Memphis car accident can make or break your case. Follow these critical actions:

1. Seek Medical Attention Immediately – Your health comes first. Even if you feel fine, some injuries may not be immediately apparent.
2. Call the Police – A police report will serve as crucial evidence for your claim.
3. Gather Evidence – Take photos of the accident scene, vehicle damage, and any visible injuries.
4. Exchange Information – Collect contact details, insurance information, and witness statements.
5. Do Not Admit Fault – Anything you say can be used against you. Let an attorney handle communications.
6. Contact a Memphis Car Accident Lawyer – The sooner you involve a lawyer, the better your chances of securing full compensation.

How a Memphis Car Accident Lawyer Can Help You

At Tennessee Accident Law, we provide comprehensive legal support to accident victims. Our team works diligently to:

Investigate the Accident

We gather police reports, medical records, witness statements, and surveillance footage to build a compelling case.

Determine Liability

Whether it’s another driver, a car manufacturer, or a government entity responsible for poor road conditions, we identify the at-fault party.

Negotiate with Insurance Companies

Insurance companies often try to minimize payouts. We handle negotiations to ensure you receive the maximum settlement.

Take Your Case to Court If Necessary

If a fair settlement isn’t offered, a Tennessee car accident lawyer is prepared to take your case to trial to fight for your rights.

Types of Compensation You May Be Entitled To

If you’ve been injured in a car accident, you may be eligible for various types of compensation, including:

• Medical Expenses – Covers hospital bills, surgeries, rehabilitation, and future medical treatments.
• Lost Wages – Reimbursement for time missed from work due to the accident.
• Pain and Suffering – Compensation for physical pain, emotional distress, and reduced quality of life.
• Property Damage – Repair or replacement costs for your vehicle.
• Wrongful Death – If a loved one was killed in a car accident, family members may seek compensation for funeral expenses and loss of companionship.

Statute of Limitations for Filing a Car Accident Claim in Memphis

In Tennessee, you generally have one year from the date of the accident to file a personal injury lawsuit. If you miss this deadline, you may lose your right to seek compensation. This is why it’s crucial to contact a Memphis car accident lawyer as soon as possible.

Understanding Comparative Fault in Memphis Car Accidents

Tennessee follows a modified comparative fault rule, which means that accident victims can still recover compensation even if they are partially at fault for the crash. However, under Tennessee’s 50% rule, you can only recover damages if you are found to be less than 50% at fault for the accident. If you are 50% or more at fault, you will not be eligible for compensation.

How Comparative Fault Affects Your Compensation

If you are found partially responsible for a car accident, your compensation will be reduced by the percentage of fault assigned to you. Here’s how it works:

• If you are awarded $100,000 but found to be 20% at fault, your compensation will be reduced by 20%, leaving you with $80,000.
• If you are found 50% or more at fault, you will receive no compensation under Tennessee law.

How a Memphis Car Accident Lawyer Can Help Reduce Your Liability

Insurance companies often try to shift blame onto the victim to reduce their payout. At Tennessee Accident Law, we work diligently to:

• Gather evidence – We collect police reports, traffic camera footage, and witness statements to prove that the other party was primarily responsible for the accident.
• Work with accident reconstruction experts – Our legal team collaborates with specialists to analyze crash details and determine the true cause of the accident.
• Challenge insurance company claims – If insurers try to assign you an unfair percentage of fault, we fight back with strong legal arguments and evidence.

If you’ve been involved in a Memphis car accident, don’t let an insurance company wrongfully blame you. Let our legal team protect your rights and maximize your compensation.

Complete our free case evaluation form now to get started.

Or call us today at 615-212-9866 for a free consultation.

Dealing with Uninsured or Underinsured Drivers in Memphis

Despite Tennessee’s legal requirements for car insurance, many drivers either have no insurance or carry only the minimum coverage, which may not be enough to fully compensate you after a serious accident. If you are involved in a crash with an uninsured or underinsured driver, recovering damages can be challenging.

What to Do If You Are Hit by an Uninsured Driver

If the at-fault driver doesn’t have insurance, you still have options for seeking compensation:

• File a Claim with Your Own Insurance Company – If you have uninsured motorist (UM) coverage, your policy may cover medical bills, lost wages, and other damages.
• Pursue a Lawsuit Against the At-Fault Driver – While this is an option, many uninsured drivers lack the financial resources to pay damages.
• Explore Alternative Compensation Sources – Other responsible parties, such as an employer (if the driver was on duty) or a government entity (if poor road conditions contributed to the accident), may be held liable.

What If the Other Driver Is Underinsured?

Tennessee law requires drivers to carry minimum liability insurance of:

• $25,000 per person for bodily injury
• $50,000 per accident for bodily injury
• $15,000 for property damage

However, in serious accidents, these amounts are often insufficient to cover extensive medical bills, lost wages, and other damages. If the at-fault driver’s policy does not fully cover your expenses, you may:

• Use Your Underinsured Motorist (UIM) Coverage – If you have UIM coverage, your own insurance may cover the remaining damages.
• Seek Additional Compensation from Other Sources – Other liable parties, such as auto manufacturers (if a defective part caused the crash), may be responsible for additional damages.

How a Memphis Car Accident Lawyer Can Help

Dealing with uninsured and underinsured motorist claims can be complex, as insurance companies often try to minimize payouts. At Tennessee Accident Law, we:

• Review your policy to determine available coverage.
• Negotiate with your insurance company to maximize your settlement.
• Identify additional liable parties to ensure you receive full compensation.

If you were hit by an uninsured or underinsured driver in Memphis, don’t navigate the legal process alone. Tennessee Accident Law is here to help.

Complete our free case evaluation form now to get started.

Or call us today at 615-212-9866 for a free consultation.

What to Do If the Insurance Company Denies Your Claim

After a Memphis car accident, many victims assume their insurance company will fairly compensate them for damages. Unfortunately, this isn’t always the case. Insurance companies often deny claims to minimize payouts, leaving victims in financial distress. If your claim has been denied, don’t lose hope—our Memphis car accident lawyer team at Tennessee Accident Law can help you fight back.

Common Reasons Insurance Companies Deny Claims

Insurance companies may deny a claim for various reasons, including:

• Disputed Liability – The insurer may argue that their policyholder wasn’t at fault or that you were partially to blame.
• Policy Exclusions – Some policies contain hidden clauses that limit coverage in certain situations.
• Failure to Seek Immediate Medical Attention – If you delay medical treatment, insurers may claim that your injuries weren’t caused by the accident.
• Lack of Sufficient Evidence – Without strong evidence such as police reports, witness statements, or medical records, insurers may refuse to pay.
• Missed Deadlines – Insurance claims must be filed within a specific timeframe, and missing deadlines can result in denial.

How to Fight a Denied Insurance Claim

If your claim has been denied, you still have legal options. Our Memphis car accident lawyer team can take the following steps to appeal the decision:

1. Request a Written Explanation – We obtain a detailed reason for the denial to identify weaknesses in the insurance company’s argument.
2. Gather Additional Evidence – Our legal team collects police reports, traffic camera footage, and medical records to strengthen your case.
3. Negotiate with the Insurance Company – We aggressively challenge the insurer’s decision, presenting new evidence and legal arguments.
4. File a Bad Faith Insurance Claim – If the insurance company acts unfairly or refuses to honor a legitimate claim, we can pursue legal action for bad faith practices.
5. Take Legal Action – If necessary, we will file a lawsuit against the insurer or the at-fault party to secure the compensation you deserve.

Why You Shouldn’t Handle Insurance Disputes Alone

Insurance companies have legal teams dedicated to minimizing payouts. Without a skilled Memphis car accident lawyer on your side, you risk settling for far less than you deserve—or worse, receiving nothing at all. Tennessee Accident Law has years of experience dealing with insurers and will fight to protect your rights.

If your insurance claim has been denied after a Memphis car accident, don’t give up. Contact Tennessee Accident Law for aggressive legal representation.

Complete our free case evaluation form now to get started.

Or call us today at 615-212-9866 for a free consultation.

Why Choose Tennessee Accident Law?

With over 20 years of experience, Tennessee Accident Law has successfully represented accident victims across Memphis and the entire state of Tennessee. Here’s what sets us apart:

• Proven Track Record – We have secured millions in settlements for our clients.
• Personalized Attention – Every case is unique, and we tailor our strategy to meet your specific needs.
• No Upfront Fees – We work on a contingency fee basis, meaning you don’t pay unless we win your case.
• Aggressive Representation – We fight tirelessly against insurance companies and negligent parties to get you the compensation you deserve.

Contact a Memphis Car Accident Lawyer Today

If you’ve been injured in a car accident in Memphis, don’t wait to get legal help. Tennessee Accident Law is here to protect your rights and secure the compensation you need.

Complete our free case evaluation form now to get started.

Or call us today at 615-212-9866 for a free consultation.

Sources

1. Tennessee Department of Safety & Homeland Security – Provides official reports on road safety and accident statistics in Tennessee. Visit Site
2. National Highway Traffic Safety Administration (NHTSA) – Offers data on traffic accidents, vehicle safety, and driving regulations. Visit Site
3. Centers for Disease Control and Prevention (CDC) – Motor Vehicle Safety – Covers injury prevention and statistics on car accidents nationwide. Visit Site